Brits lose more than £6 billion in fraudulent bank charges and other scams every year, Which? has revealed.The consumer advocacy body noted one-tenth of its members were the victim of a scammer at some time in the last five years.Furthermore, nearly 30 per cent of all these individuals said the con had involved schemes claiming their computers or bank accounts had been compromised.Criminals can collect the Personal Identification Numbers (PIN) and banking details of people by this method, which enables the fraudster to make false loan claims and incur credit card charges on an innocent party's account.Which? said this scam involves a person receiving a call purporting to be from their bank, with the caller saying the victim's account has been hacked.Couriers are then sent to pick up the person's bank card, while the victim is asked for their PIN.Barclays bank stresses that no bank or credit card company will ask people to disclose this number."Your personal and financial details are precious, so if in doubt, double-check exactly who you are dealing with before giving anything away," Which? executive director Richard Lloyd said.Jennifer Haines Jennifer's speciality knowledge is credit card changes and balance transfers
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