Consumer Focus has given its strong support to government plans for financial products that could help benefits claimants to budget.This could help some of the most vulnerable people in the UK avoid making loan claims, struggling with credit card charges and falling into unsustainable debts.Ministers intend to have found providers to deliver the budgeting products before the roll-out of Universal Credit, which is scheduled to commence in October 2013.Head of post offices at Consumer Focus Andy Burrows said research from the organisation has indicated there is a "significant need" for bank accounts that support budgeting.He called these "jam-jar accounts" and suggested that they could help people deal with a "major change in how benefits are paid".Without assistance, many benefit recipients could face "face real problems paying rent, utility bills and other essential payments", he noted, claiming two-thirds of people likely to suffer a negative impact as a result of the move to Universal Credit believe they would be better able to cope with a jam-jar account.Jennifer Haines Jennifer's speciality knowledge is credit card changes and balance transfers
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