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Payment Protection for Credit Cards

Grounds for Payment Protection for Credit Cards Refunds

The first thing to establish before you have grounds for a refund is whether or not that PPI insurance was mis sold to you. After that, take a look at the list of conditions wherein many people have won their claims. Perhaps the most common two would be when the borrower didn't know he/she was purchasing loan protection insurance and second to that would be when the lender told the borrower that the only way to qualify for the credit card was to purchase payment protection for credit cards.

How to Get a PPI Refund for Payment Protection for Credit Cards

After it has been determined that there is grounds for a refund on mis sold loan insurance, the next step is to apply to the credit card company that sold the payment protection for credit cards. If they should deny your claim for a refund then the next step is to appeal to the Financial Ombudsman Service so that they can review your case.

Some people choose to file for a PPI refund on their own while others decide to contract the services of a claims company to work for them. It is a simple matter of talking to a claims representative to see if there is anything they can do for you and then providing any information they require of you. . Any questions you might have can be answered by the claims team. Contact The PPI Claim Company for further details at 0207 471 2000


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Belmont Thornton Ltd. is regulated by the Ministry of Justice in respect of regulated claims management activities; our registration is recorded on the website www.claimsregulation.gov.uk number 18273

Belmont Thornton Ltd. is incorporated in England and Wales, Company number 6621233, whose head office and registered office is at Suite 2, Unit 25, The Coda Centre, Munster Road, London, SW6 6AW. VAT Registration number 945 3375 06.

Belmont Thornton Ltd is registered with the Information Commissioners Office to ensure compliance with the Data Protection Act 1998 registration number Z1728023 and holds a Credit Consumer License issued by the Office of Fair Trading license number 634655.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.