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Personal Protection Insurance Claims

Unfortunately, due to a lack of staff training and internal processes, some people were sold PPI who never had a chance of filing a successful personal protection insurance claim. Most often this is because that consumer was not eligible for the cover. Because the misselling of PPI cover has becomes such a scandal many lenders are being forced to settle personal protection insurance claims. If you feel that you have been mis-sold personal protection insurance then you have every right to file a claim against the lender.

What Is Personal Protection Insurance?

There appears to be a certain amount of confusion as to exactly what personal protection insurance is. Most of us have heard about PPI cover but personal protection insurance sounds like it might be a different kind of cover. Actually, PPI, personal protection insurance and loan protection insurance are one and the same. The operating principle underlying all of them is that they are supposed to provide cover to make payments if the consumer suddenly loses a job or becomes too ill to work to make payments on loans. It can be an extremely expensive insurance product and has a high number of exemptions.

Lenders Rejecting Personal Protection Insurance Claims

After having been mis-sold personal protection insurance most consumers choose to lodge a complaint against their lender. This is becoming more of a scandal than earlier anticipated as it has infiltrated entire lending industry. A day doesn't go by without hearing of the personal protection insurance claim against one lender or another. As a matter of fact, lenders have had to pay so many mis sold loan insurance claims that many are reporting record losses for the first quarter of this year.

The PPI Claim Company is regulated by the Ministry of Justice and work on a no win no fee basis.* For further details you can contact the claims team on 0207 471 2000 A claims handler is always on hand to answer any questions you may have. No question is too large or too small for the claims team to handle.


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Belmont Thornton Ltd. is regulated by the Ministry of Justice in respect of regulated claims management activities; our registration is recorded on the website www.claimsregulation.gov.uk number 18273

Belmont Thornton Ltd. is incorporated in England and Wales, Company number 6621233, whose head office and registered office is at Suite 2, Unit 25, The Coda Centre, Munster Road, London, SW6 6AW. VAT Registration number 945 3375 06.

Belmont Thornton Ltd is registered with the Information Commissioners Office to ensure compliance with the Data Protection Act 1998 registration number Z1728023 and holds a Credit Consumer License issued by the Office of Fair Trading license number 634655.

Please note that calls may be recorded and email traffic monitored for the purposes of security and staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.