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PPI Claim Letter

Whenever you need to file a claim for mis sold PPI you should always accompany your claim with a PPI claim letter. In the letter you will state your reasons for filing the claim and what you expect to get as a result of the claim. In this case it is, of course, a refund of everything you paid into PPI cover. It may take a good bit of research to figure out how to state your case, but at least make it quite clear to the lender in the PPI claim letter why you feel you were mis sold PPI and why you feel you have the right to claim back PPI.

Misunderstood Purpose of a PPI Claim Letter

Many people feel that a PPI claim letter is actually the claim itself. Actually, you probably could get away with writing a letter and detailing what you expect. However, a claim is much more detailed than a PPI claim letter and you would also need to have supporting documents. The purpose of a claim letter is simply a way of introduction as in any other type of formal communication. For instance, when you write a resume you send a cover letter. That is all a PPI claim letter should do - state your intentions! If you want to look like you mean business a claim should be as detailed as possible. A copy of the loan documents should be included along with your calculations on how much you feel is owed to you as a result of all those payments you made on mis sold PPI!

Getting to the Point

Your ultimate purpose in making a claim is obviously to get your money back. If you are intent upon claiming back bank charges then perhaps it would be a wise decision to let a professional company handle your claim. The more professional your claim appears the more respect it may be given. This is the main reason why you should put as much thought and consideration into your PPI claim letter as possible. To look at this in another light, consider how a real estate agent presents a letter of intent on behalf of a client when he or she is about to make an offer to purchase a piece of property. That letter is only stating an intent to do something, in that case make an offer on real estate. A PPI claim letter is stating your intent to file a claim a refund on mis sold PPI. The actual claim, again, is much more detailed.

 A company like Belmont Thornton, Belmont Thornton, will have a claims handlers to act on your behalf to file a claim. Everything will be done according to government standards and the rules of business etiquette. Take a few moments to speak with a member of the claims team on 0207 471 2000 to get started filing your claim today.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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