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Sold False Payment Protection by My Credit Card Company

Altogether too many times in recent years we have heard consumers asking "I was sold false payment protection by my credit card company, what can I do to get my money back?" Actually there is an easy answer to that and one that is not so easy. The simple solution is to file a claim against your credit card company and tell them you want your money back. You can tell them that they sold you payment protection under false pretenses and that you will take legal recourse if they don't return everything you have paid into. The other solution is to simply stop paying on your credit card but that is not a very good idea. Since you can't stop paying on your credit card or your credit will be ruined the simple solution, as usual, is the best solution.

Benefits of Making a Payment Protection Claim

In light of all the bad press credit card companies and lenders in general are getting due to mis-sold payment protection insurance no company wants to hear "I was sold false payment protection by my credit card company." The reason for this is because they know that once you are aware of the fact that you were sold false payment protection by your credit card company a payment protection claim is sure to follow.  Making the claim against payment protection insurance may not store your credit card company into action but it surely will make them think twice about mis-selling it in the future. One of the main benefits of making a claim against your credit card company is the fact that you can get back what you paid into this cover.

Now, to get help on filing a claim against your credit card company simply call the claims team on 0207 471 2000. A claims handler will help you determine if you really have a claim against your credit card company or whether you were originally sold payment protection insurance. When you get the claims handler on the phone say "I was sold false payment protection by my credit card company, what can I do?" What you can do is file a claim either by yourself or with the help of a claims company, but by all means make that claim.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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